{"id":12509,"date":"2026-03-03T08:50:52","date_gmt":"2026-03-03T11:50:52","guid":{"rendered":"https:\/\/impactocastex.com.ar\/?p=12509"},"modified":"2026-03-03T08:50:53","modified_gmt":"2026-03-03T11:50:53","slug":"comerciante-de-winifreda-propone-talleres-de-educacion-financiera-en-las-escuelas","status":"publish","type":"post","link":"https:\/\/impactocastex.com.ar\/?p=12509","title":{"rendered":"Comerciante de Winifreda propone talleres de educaci\u00f3n financiera en las escuelas"},"content":{"rendered":"\n<p>Uno de los ejes centrales de la propuesta es la prevenci\u00f3n social.La iniciativa busca que los j\u00f3venes aprendan a manejar herramientas financieras legales,\u00a0<strong>se protejan de las apuestas online y de las estafas piramidales<\/strong>\u00a0que proliferan en redes sociales.<\/p>\n\n\n\n<p>El debate sobre la educaci\u00f3n y el manejo del dinero en la adolescencia lleg\u00f3 a la agenda p\u00fablica de la mano de un comerciante de Winifreda.&nbsp;<strong>Gustavo Torello<\/strong>&nbsp;elabor\u00f3 una propuesta estrat\u00e9gica para incorporar&nbsp;<strong>\u00abTalleres de Formaci\u00f3n Integral en Inversiones y Educaci\u00f3n Financiera\u00bb&nbsp;<\/strong>en los colegios secundarios de la provincia, fundamentada en los cambios regulatorios que hoy permiten a menores de edad operar en el mercado de capitales.<\/p>\n\n\n\n<p>El proyecto&nbsp;<strong>-presentado en el Secundario de Winifreda, para que sea elevado al Ministerio de Educaci\u00f3n-<\/strong>&nbsp;surge como respuesta a la Resoluci\u00f3n 1023\/2024 de la Comisi\u00f3n Nacional de Valores (CNV), que habilita a adolescentes desde los 13 a\u00f1os a abrir cuentas comitentes para invertir en acciones, bonos y Cedears.<\/p>\n\n\n\n<p>Seg\u00fan Torello, existe un&nbsp;<strong>\u00abvac\u00edo pedag\u00f3gico\u00bb<\/strong>, ya que el sistema financiero permite el acceso temprano a estas herramientas, pero el sistema educativo a\u00fan no brinda la formaci\u00f3n t\u00e9cnica necesaria para comprender conceptos como tasas de inter\u00e9s, inflaci\u00f3n o riesgo.<\/p>\n\n\n\n<p>Uno de los ejes centrales de la propuesta es la prevenci\u00f3n social. El comerciante advierte sobre el crecimiento de la ludopat\u00eda digital, se\u00f1alando que 6 de cada 10 adolescentes han tenido contacto con apuestas online o esquemas de&nbsp;<strong>\u00abdinero f\u00e1cil\u00bb<\/strong>.<\/p>\n\n\n\n<p><strong>\u00abLa falta de formaci\u00f3n favorece la confusi\u00f3n entre inversi\u00f3n y juego, dejando a los j\u00f3venes vulnerables frente a estafas o pr\u00e1cticas de alto riesgo\u00bb<\/strong>, explic\u00f3 el autor de la iniciativa.<\/p>\n\n\n\n<p>El programa dise\u00f1ado por Torello no busca incentivar la especulaci\u00f3n, sino construir una&nbsp;<strong>\u00abciudadan\u00eda econ\u00f3mica responsable\u00bb<\/strong>. Entre los contenidos propuestos se destacan el an\u00e1lisis de riesgo, la diferencia entre ahorro e inversi\u00f3n, el funcionamiento del mercado de capitales formal y la prevenci\u00f3n del sobreendeudamiento.<\/p>\n\n\n\n<p>La propuesta ya circula entre distintos sectores y queda a disposici\u00f3n de las autoridades educativas para su evaluaci\u00f3n. Para Torello, la educaci\u00f3n financiera en el aula debe ser vista como una herramienta de movilidad econ\u00f3mica y, fundamentalmente, como una barrera contra la adicci\u00f3n a las apuestas digitales que afecta cada vez m\u00e1s a las familias pampeanas.<\/p>\n\n\n\n<p>eldiariodelapampa.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uno de los ejes centrales de la propuesta es la prevenci\u00f3n social.La iniciativa busca que&#8230;<\/p>\n","protected":false},"author":2,"featured_media":12510,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Comerciante de Winifreda propone talleres de educaci\u00f3n financiera en las 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